Saveaway: new discount product with coverage of $50,000 or $200,000 with $500 deductible and 60 day limitation. There is some self insurance risk as full coverage may not be provided in all circumstances.

800-567-0021

21stcenturytravelins.com

Advantage Long Stay Emergency Medical Insurance

Variety of plans geared for Snowbirds up to age 89.

800-245-5336 (press 1)

advantage4travel.ca

email: tellmemore@advantage4travel.ca

AIG Travel Guard Canada

Plans available for senior travellers.

866-878-0191 or 416-628-6765

travelguard.ca

Association Of Mature Canadians Medi-Select Advantage

Single Trip Coverage with No Age Limit and deductible options for 55-plus

Multi-Trip Annual Plans and All Inclusive Annual Plans available.

Canada Plan: out of province within Canada with no medical questionnaire.

55 to 74 Vacation Plan: up to 15 days outside of Canada with no medical questionnaire.

800-667-0429 or 416-601-0429

4benefits.ca

Atto And Associates

Loyalty and Companion discounts

Healthy traveller coverage

Snowbird coverage

Pre-existing medical condition covered with written confirmation

800-263-9683 or 905-890-1412

attoinsurance.com

Blue Cross

Plans available for all ages and needs

416-646-2585 or (outside Toronto) 866-732-2583

useblue.com

Broker Advantage Inc.

One of the pioneers in Snowbird travel insurance in Canada with extensive knowledge and experience in all forms of travel, medical and long-term-care insurance.

877-294-1810

brokeradvantageinc.com

CAA Travel & Medical Insurance

Daily plans plus 15 & 30 day annual plans

Trip cancellation/interruption plans

866-286-9232

caasco.com

Canadian Snowbird Association (Medipac International)

Medical Benefits up to $2,000,000 U.S.

Claim free discounts for new purchasers as well as existing clients

Co-Insurance

Buy-What-You-Need" Top-Ups

MedipacPLUS Endorsement (call for details)

Personalized quotation for individuals not eligible to buy and to cover pre-existing conditions that do not meet our stability requirements

888-MEDIPAC (633-4722)

medipac.com

CIBC Travel Medical Insurance

CIBC customers only

Instant coverage under age 55 or 55- 74 travelling for less than 23 days with no pre-existing medical conditions. Coverage for pre-existing conditions, or age 55-74 travelling for 23 or more days or are age 75-79 with a few health-related questions over the phone. Age 80 or greater must complete medical questionnaire.

800-281-9109

cibc.com/ca/travel

Carp Travel Insurance

Early Bird deadline: October 1

Trip cancellation insurance is included in the annual plan

New Canada-Only Plans require no medical exam.

Relaxed many pre-existing medical conditions. Deductible options can save up to 45%.

877-566-6805

carpinsurance.ca

Cross Border Financial Services

Independent brokers with multi-company representation.

No risk refused.

416-663-4066

Desjardins Financial Security Travel Insurance

Age 55 or over, call to determine eligibility.

866-525-5247

dsf-dfs.com

Destination: Travel Health Plans

For individuals who meet eligibility requirements: choice of 4 rating classifications based on medical qualifications

Single daily rated plans; top up available; annual and multi-trip plans

800-337-3532

pdadmin.com

ETFS Medi-Select Advantage

Early bird deadline October 1

No age limit

Multi-Trip Annual Plans plus Single Trip Daily Plans

Canada Plan: within Canada with no medical questionnaire

55 to 74 Vacation Plan: up to 15 days outside of Canada with no medical questionnaire

Medical Underwriting Plan: for those not eligible for the Standard Plan

800-680-3837

etfsinc.com

Golden Age Insurance TravelProtect

Specializing in travel insurance since 1994 with a wide array of plans for the healthy, fairly healthy, not-so-healthy and hard to insure. Quotes customized for clients based on age, trip duration and medical conditions.

800-387-0339

Good Holiday Travel Insurance

Broker with many options and products available to suit individual needs

800-667-7267

cartmalinsurance.com

Good Sam

For Good Sam Club members only

888-237-1177

goodsamclub.com

Grey Power Travelwell

Annual plan covers multiple trips of up to 30 days each for one low premium, competitive pricing for only one trip a year.

Grandchildren covered at no extra charge

All-inclusive plan includes: Trip cancellation; Trip interruption; Baggage loss, damage or delay

TRAVELWELL DISTINCT is an additional product designed for trips longer than 30 days; people over 74 and those with more complex needs.

866 533 3303

or 519 974 6769

greypower.com

Ingle/Imagine Insurance

All-Inclusive Travel Plan includes up to $5,000,000 CDN and 24/7 assistance

Trip Cancellation; Trip Interruption; Baggage Loss, Delay or Damage options

800-360-3234

ingleinsurance.com

IMG Patriot Travel Medical Insurance

Patriot America provides coverage for non-U.S. citizens traveling outside their home country for a minimum of 5 days up to a maximum of two years.

Applicants age 65 or older must meet eligibility requirements

800-628-4664

imglobal.com

Journeyman Travel Protection

Coverage up to $2 million

Pre-existing conditions covered for trips up to 35 days up to age 70

Age 71-plus or longer trips require medical information

416-340-2314

Manulife Coverme Travel Insurance

Emergency Medical; Travel Canada Emergency Medical; Trip Cancellation & Interruption; and

All Inclusive plans available.

On-line quote and application.

800-COVERME (800-268-3763)

coverme.com

McLennan Group

Early bird deadline October 1

Companion discounts and optional trip cancellation insurance

Deductible options \ can save up to 45%

Flexible coverage tailored to medical needs

Medically underwritten plans available if not eligible for regular plans

No age limit

No medical questionnaire under age 55

866-566-1461

Medicare International Travel Health Insurance

See 21st Century Travel Insurance

800-461-2100

Medisecure Travel Companion

New this year travel cancellation and interruption and baggage loss are options offered as add-ons to the policy.

800-268-6703

NAL Path Inc.

No deductible

30 day multiple trip coverage

Coverage for business and pleasure

800-387-2298

nalinsurance.com

PrimeLink Travel Insurance

Favourable rates and plan qualification for those with high blood pressure, asthma and high cholesterol with flexible medication change allowances. Low premiums for smokers and non-smokers as well as a range of coverage and deductible options.

866-380-3004

primelinktravelinsurance.ca

RBC Insurance

Classic Medical

Under 60 years of age unlimited coverage for eligible emergency medical expenses.

TravelCare® Medical

60 years or older unlimited coverage for eligible emergency medical expenses. Medical questionnaire determines the TravelCare category -- HealthSelect, Gold, Silver Plus, Silver and Bronze.

Bronze coverage includes a $200 US deductible per claim.

800-387-4357

rbcinsurance.com

Sanderson Travel Insurance

Broker specializing in the Snowbird market with variety of plans available for any age and length of trip.

877-226-8728

Southbound Travel Insurance

No age limits and very low rates for ages 75 and 80

Age based on the date of application.

Daily Rate Tables - only pay for days required

Most Cancers eligible for coverage

Optional Upgrade of coverage for pre-existing conditions from 12 months to a 6 month stability period on Bronze and Standard Plans.

If a pre-existing condition is unstable on departure, but the required stability period is satisfied during the trip, coverage for that condition will come into effect.

877-665-8553

travelmedicaloffice.com

Tour Med Travel Insurance

Emergency Travel Medical Insurance for the 50-plus market

Competitive Snowbird rates

Early bird discount (5%) to Sept 30

Additional discounts for 2 travellers and for claims free repeat Tour Med clients

Second level underwriting program for high-risk individuals with pre-existing conditions which allows a personalized offer based on information from a doctor.

No age cap

For policies 30 days plus there is a built in $1500 coverage for round trip return to Canada to deal with an family, home or business emergency.

$2 million coverage includes $2500 for accidental death

800-268-9633

tourmed.ca

Travel Insurance Coordinators

Various travel plans. Call to find a broker.

800-465-4279

travelinsurance.ca

Travel Insurance Made Easy (Time)

Lock in your health - A Unique Benefit: Each year, many people are diagnosed with a new medical condition which puts them into a more expensive rate table. Locking-in with a $50 per person deposit, guaranteed the rate not to not change as long as the client remains eligible for coverage.

TIME includes a FREE 10-day annual plan that covers the first 10 days of every additional trip taken in the year (not included for persons age 80-plus or those topping-up coverage).

Special benefit for retired civil servants.

800-500-2947

travelmedicaloffice.com

Travel Insurance Specialists

Coverage up to age 94, including coverage for pre-existing conditions that are stable.

800-563-0314

tis.ca

Travel Medical Insurance Through TD Canada Trust

Annual plans for frequent travellers.

55-plus travelling for 18 days or more, or those 85-plus must call 416-977-2039, or 800-293-4941 for an individual quotation for new insurance. Those with Annual Plan coverage who want to buy extended coverage for more than 17 days must call 800-359-6704 or the U.S., or collect to 416-977-5040 from outside Canada and U.S.

800-293-4941

tdinsurance.com

Travel Medical Plan

Early Bird Offer until Sept. 30: Lock-in low rates and a free $0 deductible with a $50 deposit.

Various plans for pre-existing medical conditions coverage plus option to upgrade stability period from 12 to 3 months for 10% more (not available for conditions requiring hospitalization in the previous 12 months).

Special benefit for retired civil servants.

800-550-1295

travelmedicaloffice.com

Travel Underwriters

Various travel insurance plans geared to the Snowbird market.

800-663-5389

travelunderwriters.com

Travellers' Choice

Free Annual Plan for persons age 80 and under.

No age limits.

Age based on the date of application.

Unique coverage for unstable pre-existing medical conditions.