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Retirement is supposed to be the best years of your life. But that really depends on how much income you will get in those years. One of the biggest changes from your work life to your retired life is moving from a single paycheque system to a multiple paycheque system. That’s right, when you retire in Canada, you are likely to receive many paycheques.

Government Benefits – The foundation of retirement income planning lies in government benefits. In Canada, if you have been employed before retirement, you generally get two paycheques from the government when you retire – Canada Pension Plan (CPP) and Old Age Security (OAS). CPP is a contributory plan that pays a maximum of... more

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